It seems like a logical deterrent to drivers running red lights: install highly visible cameras to record the license plate numbers of those who do – and send them a traffic ticket. And yet the latest statistical information coming out of Manitoba suggests that accidents actually increased after the cameras were installed. The Winnipeg Sun  more...

California Governor Arnold Schwarzenegger signed Bill 1871 into law last week – and some drivers are ecstatic! The bill allows state vehicle owners to rent out their cars to strangers without violating the conditions of their vehicle insurance policies. (Like Ontario, California vehicle standard policies preclude the renting of private passenger vehicles.) And effective September  more...

We’ve heard lots of media noise about Ontario’s new auto insurance reforms – more cost, less coverage. But if you are interested in more light and less heat, consider 3 critical messages needing to receive some airplay: 1. Rapidly rising medical costs: Car insurance premiums are not just about repairing glass and metal. Almost half  more...

Over many decades, the insurance industry has worked with vehicle manufacturers to enhance the safety of vehicle occupants. This 2 minute video demonstrates very graphically the significant strides forward over the last 50 y more...

The most radical changes to vehicle insurance in a decade took effect in Ontario September 1st – and most motorists are unaware. For the first time ever in this province’s history, government-mandated changes have reduced coverage on every auto policy. In a recent Leger Marketing survey commissioned by RSA Canada, only 2% of those surveyed  more...

It’s a fact: fraud costs in Ontario vehicle insurance dramatically exceed that of any other part of the country. And Ontario drivers are paying heavily for that dubious distinction. It is calculated that of Ontario’s $9 billion in annual auto premiums, $1.3 billion is paid out on suspected fraudulent claims –  and not for glass  more...

Some observers are scornfully characterizing the process as a shell game: Ontario motorists are being told that they are being given more choice, but after September 1, 2010 many will pay more premium for potentially serious reductions in coverage. The government’s automobile insurance regulator is reporting that 2010 Q2 automobile average rates decreased by 1.03%  more...

Early estimates peg the damage at $15 million.  Astonishingly, only minor injuries were reported; 50 families were forced from their homes. But the recent tornado damage to Midland has Ontarians wondering if changing weather patterns will result in more wind damage in this province, this summer. Ontario statistically sees about 15 confirmed tornados touch down  more...

Residents of Ontario are bracing themselves as the province prepares to host the G8 in Huntsville and the G20 in Toronto.  The planning has been massive, but the actual duration of both events is only 3 days combined! With the events only days away, it’s becoming clearer that the risk is significant and the security  more...