Everybody is aware of the growing tide of identity theft. But this is surprising to many: professional identity theft is running rampant in the healthcare industry.  One insider called it “the cancer that we’re fighting every day”. Here’s how it works: a fraudster uses the name and professional registration number of a physician, chiropractor or  more...

Your computer poses your greatest vulnerability to identity theft. Like so many powerful tools, the internet has significant capacity to be helpful, and to expose you to harm. Here are 6 common blunders to avoid as you manage the risk of consumer fraud and identity theft on the web: Assuming you’re protected when you’re not  more...

The most radical changes to vehicle insurance in a decade took effect in Ontario September 1st – and most motorists are unaware. For the first time ever in this province’s history, government-mandated changes have reduced coverage on every auto policy. In a recent Leger Marketing survey commissioned by RSA Canada, only 2% of those surveyed  more...

Large legal settlements in the headlines often leave readers assuming a legal conclusion to a horrendous event involving multiple fatalities and severe injuries. But multi-million dollar settlements often result from relatively ordinary activities and incidents – and to a single victim. Take the example of Michelle Danicek who, earlier this month, was awarded almost $6  more...

So far, 2010 has seen an exceptionally large number of global natural catastrophes taking lives and damaging vital infrastructure.  And for most of us, this news is so common, we’ve largely forgotten the dimensions of each tragedy. According to industry definition, the first half of 2010 saw 440 catastrophic events around the globe.  Losses of  more...

“Summer is a time when a lot of people go on vacation, and criminals know that, too,” says Const. Isabelle Cotton of the Toronto Police Service. “They are looking for those houses where there are no lights and the drapes are down. Make sure your place looks like someone is living inside.” In most cases,  more...

As trusted advisors, we often have clients describing situations, concluding with the question: “Am I legally liable for this?” The most definitive answer can only come from a court after considering the circumstances and evidence. But the test of legal liability – also called a tort – is fairly simple: did one party owe another  more...

Part of every premium dollar you pay goes to remunerate your broker – usually between 7.5% and 20%. Here are 5 tips on how you can maximize the value from our relationship: Count on Us to be a Trusted Advisor -  You’ve paid us a commission (or in some cases a fee) to be the  more...