Most people don’t know it – but one of the greatest breaches of personal privacy – leading to social embarrassment or identity theft – can come by way of the office photocopier.  That’s because the hard drive can retain images of every document copied, and be available to whoever takes possession when the copier is  more...

Tunnel problems?  At the very end, is that gas that shoots out from the car?  What is the deal with this tunnel?! Submitted by: Kevin McTie more...

As news from the massive environmental disaster in the Gulf of Mexico continues to worsen, one thing is certain: the underwater oil spill – now 1 month in duration – will result in litigation for years to come. But the BP crude leak – which could be the largest oil spill in history – is simply  more...

Some days are better than others. This one started with a small leak (first photo – look to the left at the bottom of the wall), and progressed to an unintended lake. This is an example of what we in the insurance business, call a “worst case scenario”. And they do happen.  more...

Part of every premium dollar you pay goes to remunerate your broker – usually between 7.5% and 20%. Here are 5 tips on how you can maximize the value from our relationship: Count on Us to be a Trusted Advisor -  You’ve paid us a commission (or in some cases a fee)  more...

The April 20th sinking of British Petroleum’s Deepwater Horizon oil rig 41 miles off the Louisiana coast could have an impact of up to $2B on various global insurance markets, according to Liberty International Underwriters. But according to some projections, the total financial hit is approaching $14B.  And growing. The magnitude of the threat continues to escalate  more...

Automobile insurance policies in Ontario are pretty complicated – the current government-mandated policy wording is 71 pages in length – and that’s excluding  the Statutory Accident Benefits Schedule (SABS). Some parts of the coverage are mandatory and others are optional. But every vehicle owner should consider that some claims happen to the vehicle while it is  more...

From my earliest days, my father drilled into my head that I was responsible for the consequences of my own decisions. Hulk Hogan has never met my dad. The incident:  professional wrestler Hulk Hogan (real name is Terry Bollea) is suing Wells Fargo Southeast Insurance in the aftermath of a horrendous car accident in Clearwater Florida  more...

No one saw this coming – a volcanic eruption in Iceland forcing the closure of airspace over Europe, effecting air travel and cargo delivery for one-third of the globe. The volcanic eruption is no surprise – seismic activity started at the glacier site in southern Iceland near the end of 2009.  But nobody expected the April  more...

A reprieve from global catastrophes? - So far, the 21st century has been characterized by massive catastrophic events: 9/11 in 2001 Indian Ocean tsunami in December 2004 (+230,000 dead) Hurricane Katrina hitting New Orleans – August 2005 Sichuan, China earthquake with 88,000 dead – May 2008 Haiti earthquake killing 223,000 – January 2010 Against that backdrop, 2009 was a relatively quiet year.   more...