Visit the following link to see a discussion on all-season tires and winter driving. http://www.ilstv.com/are-all-season-tires-okay-for-winter-dri more...

Canadian Insurance Top Broker has put together an article on the Top 4 Weather Events of 2010 for Canada that have a combined insured payout to date in excess of $600,000,000.  Click the link below to see what they were and what the payouts have been: http://www.citopbroker.com/news/a-stormy-year-the-top-4-weather-events-of-2011 more...

What are you doing behind the wheel?  The Insurance Bureau of Canada has created a Virtual Road Test so you can see how multi-tasking affects your reaction time. Click below to check it out. http://www.ibc.ca/en/BeSmartBeSafe/Road_Safety/Virtual_Road_Test more...

The Ontario legislature is considering a private member’s bill, recently introduced to encourage the automobile insurance industry to give premium discounts to those using snow tires.  The bill – if passed – is non-binding. And it won’t have any tangible effect.  Here’s why: Ontario’s insurers – over 75 of them – are struggling to climb  more...

A recent study by Allstate Canada* ranks Ontario communities by the likelihood of drivers having a collision. Although causing a stir in the local media here in North Bay, as always when reviewing statistics context is critical.  All data was based on Allstate’s own claims records only, involving private passenger vehicles Allstate insured.  The majority  more...

Automobile accidents – even minor ones – are traumatic experiences. And all too often, those of us in the insurance business are confronted with significant human suffering and loss.  However, on occasion we encounter situations that although serious, could have been far, far worse. The pictures above and below tell that type of story. This  more...

It seems like a logical deterrent to drivers running red lights: install highly visible cameras to record the license plate numbers of those who do – and send them a traffic ticket. And yet the latest statistical information coming out of Manitoba suggests that accidents actually increased after the cameras were installed. The Winnipeg Sun  more...

California Governor Arnold Schwarzenegger signed Bill 1871 into law last week – and some drivers are ecstatic! The bill allows state vehicle owners to rent out their cars to strangers without violating the conditions of their vehicle insurance policies. (Like Ontario, California vehicle standard policies preclude the renting of private passenger vehicles.) And effective September  more...

We’ve heard lots of media noise about Ontario’s new auto insurance reforms – more cost, less coverage. But if you are interested in more light and less heat, consider 3 critical messages needing to receive some airplay: 1. Rapidly rising medical costs: Car insurance premiums are not just about repairing glass and metal. Almost half  more...

Over many decades, the insurance industry has worked with vehicle manufacturers to enhance the safety of vehicle occupants. This 2 minute video demonstrates very graphically the significant strides forward over the last 50 y more...