The answer appears to be YES. That’s the conclusion of a recently released report by the Traffic Injury Research Foundation. The common typecast of the drunk driver was male – often a young man: “for several decades, road safety research has demonstrated the fatalities and injuries related to road crashes (due to alcohol or other  more...

You’ve had the experience: opening your vehicle insurance renewal policy, and groaning as you digest the cost to maintain coverage for another year – and on an asset of declining value. But the value of the car itself is of less consequence in calculating the premium than you might think. The Auditor General of Ontario  more...

According to a new US study* occupants may be safer in a hybrid vehicle than in a conventional gas-powered model. Statistically, the study found that injuries sustained from a collision were 25% lower  for occupants of hybrids. According to the study, this is “good news for green-minded drivers who don’t want to trade safety for  more...

The reforms to vehicle insurance in this province put in place by the provincial government have run for a full year (starting September 1, 2010). And except for the very small percentage of policyholders who have initiated changes to their basic policy, this means that every driver, passenger, and pedestrian now has less healthcare coverage  more...

Having celebrated our nation this past weekend, I’m reminded that we as Canadians have much for which to be thankful! One of the cornerstones to our culture – often absent in other parts of the world – is the high esteem in Canada for justice, the rule of law and due legal process. To be  more...

Somehow it sounds crazy – and most people shake their heads when they hear about it. A criminal steals a car – maybe provoking a police chase – and sustains injuries in a subsequent collision.  And in Canada, that thief is entitled to the same medical portion of the accident and death benefits coverage* as  more...

A recent Canadian report* indicates alcohol-related vehicle crashes in Canada killed significantly more males than females.  Almost 80% of fatalities in such collisions were male; and almost 70% of those were drivers (as opposed to passengers or pedestrians.) Digging into the stats provides more support for the contention that while males generally may not represent  more...

Hopefully winter is coming to an end in Ontario.  However, we will continue to experience “winter risk” driving conditions.  The following PDF shows some related stats dug up by our Personal Lines Underwriting Department. WinterDriving.PDF You will need a PDF reader in order to view the file.  Click here to download Adobe Reader if neces more...

A troubling trend resulting from vehicle accidents: a marked increase in the number of psychological injury claims. And the development is most pronounced in Ontario. Toronto Defence Lawyer Lee Samis: “my sense is that this increase in activity is largely related to changes in the Ontario automobile injury compensation models. Successive reforms have increased the  more...

Too often, pedestrians are unaware of the risks posed by adjacent traffic. And the risk is exacerbated for pedestrians who are using a cell phone or listening to music through ear-buds. The three brief videos below illustrate this risk. These videos are graphic, although no one is physically inj more...