Risk management is all about recognizing risk, and taking common sense steps to manage, reduce or eliminate it. Photo submitted by: Leah Arms more...

I’ve often had the experience of shaking my head while reading claims reports.  “What were these people thinking?”  The truth is they probably weren’t thinking much at all!  But we’ve all survived situations where after the fact, we realized we had done something that wasn’t very smart – or very safe. Risk management is all  more...

Definitely a safety hazard. Submitted by: Tiffany more...

Some days are better than others. This one started with a small leak (first photo – look to the left at the bottom of the wall), and progressed to an unintended lake. This is an example of what we in the insurance business, call a “worst case scenario”. And they do happen. Aside from possible  more...

Severe weather can often cause damage to our homes, vehicles, and property.  Any eavestroughs, wires, or branches that have been damaged require prompt attention to prevent further damage or injury.   Otherwise, they’re just an accident waiting to ha more...

For most of us, the greatest risk encountered each day is on familiar roads and highways as we commute to and from work. And no matter how rigorous I am in avoiding speed, unnecessary distractions, and alcohol, the unsettling reality is that my safety – and that of others in my vehicle – is to  more...

Don’t think he’s old enough for his G1! Submitted by: Liz Nettl more...

Driving along and you look out your window and see this! Not too safe…Behind the wheel / makeup / cell phone. Submitted by: Heather  more...

This might hurt… Submitted by: Dave more...

Leaning carport with decaying wood beams.  Feel safe to park here? Submitted by: Maria Tcha more...