Vehicle Insurance: Optional Coverages

Automobile insurance policies in Ontario are pretty complicated – the current government-mandated policy wording is 71 pages in length – and that’s excluding  the Statutory Accident Benefits Schedule (SABS).

Some parts of the coverage are mandatory and others are optional.

But every vehicle owner should consider that some claims happen to the vehicle while it is not being driven.

Various coverages like Comprehensive, All Perils or Named Perils are among the least expensive coverage options – but are you ever glad  you have purchased the coverage when something like this happens.