Canadian Consumers are advised of a current fraud scheme. Phone calls are being made to Ontario consumers stating that upcoming auto insurance regulatory changes will reduce their current coverage. The callers identify themselves as Aviva representatives and then ask for the customer’s credit card information. This is an attempt to steal your money. Aviva does not contact  more...

So far, 2010 has seen an exceptionally large number of global natural catastrophes taking lives and damaging vital infrastructure.  And for most of us, this news is so common, we’ve largely forgotten the dimensions of each tragedy. According to industry definition, the first half of 2010 saw 440 catastrophic events around the globe.  Losses of US$70  more...

“Summer is a time when a lot of people go on vacation, and criminals know that, too,” says Const. Isabelle Cotton of the Toronto Police Service. “They are looking for those houses where there are no lights and the drapes are down. Make sure your place looks like someone is living inside.” In most cases, common  more...

As trusted advisors, we often have clients describing situations, concluding with the question: “Am I legally liable for this?” The most definitive answer can only come from a court after considering the circumstances and evidence. But the test of legal liability – also called a tort – is fairly simple: did one party owe another a duty of  more...

Early estimates peg the damage at $15 million.  Astonishingly, only minor injuries were reported; 50 families were forced from their homes. But the recent tornado damage to Midland has Ontarians wondering if changing weather patterns will result in more wind damage in this province, this summer. Ontario statistically sees about 15 confirmed tornados touch down each year,  more...

Wednesday’s magnitude -5.0 earthquake was memorable for affecting such a large piece of geography  – tremors were felt in Ontario, Quebec, New York, Illinois, Vermont, Michigan, Massachusetts, New Hampshire, Pennsylvania, Ohio – without resulting in fatalities or substantial damage. The quake occurred at approx. 1:31 p.m., lasted 15 to 20 seconds, and was dominating social media  more...

Residents of Ontario are bracing themselves as the province prepares to host the G8 in Huntsville and the G20 in Toronto.  The planning has been massive, but the actual duration of both events is only 3 days combined! With the events only days away, it’s becoming clearer that the risk is significant and the security costs,  more...

The FIFA 2010 World Cup of Soccer involves over 700 athletes from 32 nations…and a staggering $9+ billion in total insurance coverage. The event is historic in that South Africa is hosting the event for the first time on the African continent. Only 20 years ago, South Africa’s apartheid practice caused it to be banned  more...

Most people don’t know it – but one of the greatest breaches of personal privacy – leading to social embarrassment or identity theft – can come by way of the office photocopier.  That’s because the hard drive can retain images of every document copied, and be available to whoever takes possession when the copier is  more...

As news from the massive environmental disaster in the Gulf of Mexico continues to worsen, one thing is certain: the underwater oil spill – now 1 month in duration – will result in litigation for years to come. But the BP crude leak – which could be the largest oil spill in history – is simply  more...